Number: RL33168
Title: Why is the Household Saving Rate So Low?
Authors: Brian W. Cashell, Government and Finance Division 
Abstract: This report begins by examining how the saving rate is measured and what those data show. Next, it discusses how asset value appreciation can affect household saving behavior. Finally it assesses what the decline in the household saving rate means with respect to both retirement security and the national economy.
Pages: 11
Date: January 9, 2008