Number: RL30873 Title: Saving in the United States: How Has it Changes and Why Is it Important? Authors: Brian W. Cashell and Gail Makinen, Government and Finance Division Abstract: How much we save as a nation has significant consequences for the economy. Whether or not we are saving enough as a nation is of considerable relevance to a number of public policy issues, including what to do with rising budget surpluses, how to reform Social Security, and the efficacy of individual retirement accounts and other forms of private saving incentives. Pages: 49 Date: January 17, 2003